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Working with the Georgia Institute of Technology, the Atlanta Fed introduced an automated clearinghouse in 1973. This laid the groundwork for what is now a rich, one-of-a-kind FinTech ecosystem in Georgia that includes Fortune 500 companies and start-ups innovating at intersection of mobility, big data and cloud. We are driving the global financial marketplace with more than 100 FinTech companies, employing more than 30,000 people in nearly every sector. Simply put, Atlanta powers the financial marketplace.

Chris Poelma
President

NCR Small Business

Company Profiles

More than 70% of U.S. credit card swipes, debit payments and gift card purchases pass through Georgia-based companies, making Atlanta the top payment processing market in the U.S.

More than 70% of U.S. credit card swipes, debit payments and gift card purchases pass through Georgia-based companies, making Atlanta the top payment processing market in the U.S. Working with some of the biggest brands and emerging companies in financial technology, Arketi knows how to deliver PR and digital marketing that drives revenue for FinTech organizations. To discuss how we can put our expertise to work for you, call Mike Neumeier, APR, at 404-929-0091, x210, or email mneumeier@arketi.com.

Bain & Company is the management consulting firm that the world's business leaders come to when they want results.

Bain & Company is the management consulting firm that the world's business leaders come to when they want results. Bain advises clients on strategy, operations, technology, organization, private equity and mergers and acquisition, developing practical insights that clients act on and transferring skills that make change stick. The firm aligns its incentives with clients by linking its fees to their results. Bain clients have outperformed the stock market 4 to 1. Founded in 1973, Bain has 53 offices in 34 countries, and its deep expertise and client roster cross every industry and economic sector.

Cardlytics uses purchase-based intelligence to make marketing more relevant and measurable. We partner with more than 1,500 financial institutions to run their banking rewards programs that promote customer loyalty and deepen banking relationships.

Cardlytics uses purchase-based intelligence to make marketing more relevant and measurable. We partner with more than 1,500 financial institutions to run their banking rewards programs that promote customer loyalty and deepen banking relationships. In turn, we have a secure view into where and when consumers are spending their money. We use these insights to help marketers identify, reach and influence likely buyers at scale, as well as measure the true sales impact of marketing campaigns. Headquartered in Atlanta, Cardlytics has offices in London, New York, Chicago and San Francisco.

The Coca-Cola Company (NYSE: KO) is the world's largest beverage company, refreshing consumers with more than 500 sparkling and still brands and more than 3,800 beverage choices.

The Coca-Cola Company (NYSE: KO) is the world's largest beverage company, refreshing consumers with more than 500 sparkling and still brands and more than 3,800 beverage choices. Led by Coca-Cola, one of the world's most valuable and recognizable brands, our company’s portfolio features 20 billion-dollar brands, 18 of which are available in reduced-, low- or no-calorie options. Our billion-dollar brands include Diet Coke, Coca-Cola Zero, Fanta, Sprite, Dasani, vitaminwater, Powerade, Minute Maid, Simply, Del Valle, Georgia and Gold Peak. Through the world's largest beverage distribution system, we are the No. 1 provider of both sparkling and still beverages. More than 1.9 billion servings of our beverages are enjoyed by consumers in more than 200 countries each day. With an enduring commitment to building sustainable communities, our company is focused on initiatives that reduce our environmental footprint, create a safe, inclusive work environment for our associates, and enhance the economic development of the communities where we operate. Together with our bottling partners, we rank among the world's top 10 private employers with more than 700,000 system associates.

​ControlScan is the Managed Security Service Provider with a difference: We take a proactive approach to protecting businesses from cyber threats while helping ensure their compliance with security and privacy standards like PCI DSS and HIPAA/HITECH.

ControlScan is the Managed Security Service Provider with a difference: We take a proactive approach to protecting businesses from cyber threats while helping ensure their compliance with security and privacy standards like PCI DSS and HIPAA/HITECH. Our unified security and compliance solutions deliver confidence to millions of businesses as well as the IT professionals who serve them. Merchant service providers and web hosting companies also partner with us to reduce cybercrime-related business risk. Headquartered in Atlanta, ControlScan is venture backed and supported by a worldwide base of customers, partners and strategic alliances.

Delta Air Lines serves more than 180 million customers each year. In 2016, Delta was named to Fortune's top 50 Most Admired Companies in addition to being named the most admired airline for the fifth time in six years.

Delta Air Lines serves more than 180 million customers each year. In 2016, Delta was named to Fortune's top 50 Most Admired Companies in addition to being named the most admired airline for the fifth time in six years. Additionally, Delta has ranked No.1 in the Business Travel News Annual Airline survey for an unprecedented six consecutive years. With an industry-leading global network, Delta and the Delta Connection carriers offer service to 323 destinations in 57 countries on six continents. Headquartered in Atlanta, Delta employs more than 80,000 employees worldwide and operates a mainline fleet of more than 800 aircraft. The airline is a founding member of the SkyTeam global alliance and participates in the industry's leading transatlantic joint venture with Air France-KLM and Alitalia as well as a joint venture with Virgin Atlantic. Including its worldwide alliance partners, Delta offers customers more than 15,000 daily flights, with key hubs and markets including Amsterdam, Atlanta, Boston, Detroit, Los Angeles, Minneapolis/St. Paul, New York-JFK and LaGuardia, London-Heathrow, Paris-Charles de Gaulle, Salt Lake City, Seattle and Tokyo-Narita. Delta has invested billions of dollars in airport facilities, global products and services, and technology to enhance the customer experience in the air and on the ground.

​Elavon is an independent card payments specialist owned by U.S. Bank, the fifth-largest bank in the United States, and provides end-to-end payment processing solutions and services to more than 1.3 million customers in the United States, Europe, Canada, Mexico and Puerto Rico.

Elavon is an independent card payments specialist owned by U.S. Bank, the fifth-largest bank in the United States, and provides end-to-end payment processing solutions and services to more than 1.3 million customers in the United States, Europe, Canada, Mexico and Puerto Rico. As the #1 provider for airlines and a top five provider for hospitality, healthcare, retail, and public sector/education, Elavon’s innovative payment solutions are designed to solve pain points for businesses from small to enterprise-sized.

Founded in 1982, GT Software’s heritage of application modernization began with the mainframe and continues through today’s modern technologies.

Founded in 1982, GT Software’s heritage of application modernization began with the mainframe and continues through today’s modern technologies. It has always been our mission to help clients achieve success by extending the value of IT investments into the future through agile development with an intuitive, robust integration layer that provides standards-based APIs, improved workflow and enhanced operational efficiency. More than 2,500 organizations globally trust GT Software’s solutions to improve their customer experiences, operational efficiency, and innovation.

  • Website: https://www.gtsoftware.com/
  • Address (Headquarters): 
    6255 Barfield Road NE, #200, Sandy Springs, GA 30328
  • Telephone: 800-765-4348

NCR Corporation (NYSE: NCR) is a leader in omni-channel solutions, turning everyday interactions with businesses into exceptional experiences. With its software, hardware and portfolio of services, NCR enables more than 550 million transactions daily across retail, financial, travel, hospitality, telecom and technology, and small business.

NCR Corporation (NYSE: NCR) is a leader in omni-channel solutions, turning everyday interactions with businesses into exceptional experiences. With its software, hardware and portfolio of services, NCR enables more than 550 million transactions daily across retail, financial, travel, hospitality, telecom and technology, and small business. NCR solutions run the everyday transactions that make your life easier.

NCR is headquartered in Duluth, Ga., with over 30,000 employees and does business in 180 countries. NCR is a trademark of NCR Corporation in the United States and other countries. All other trademarks or registered trademarks are property of their respective owners.

Patientco is a cloud-based patient payment technology that empowers healthcare providers to optimize payments and increase business office efficiency through consumer-centric technology. Patientco goes beyond basic payment capture to connect every patient payment event across multi-facility health systems—delivering unrivaled visibility into and control over the patient revenue cycle.

Patientco is the award-winning provider of cloud-based patient payment technology that empowers healthcare providers to optimize payments and increase business office efficiency through consumer-centric technology. Patientco goes beyond basic payment capture to connect every patient payment event across multi-facility health systems—delivering unrivaled visibility into and control over the patient revenue cycle. The result is improved cash flow, reduced A/R days, cost-saving efficiencies and increased patient and provider satisfaction.

Paymetric, Inc. is the global leader in integrated and secure electronic payment solutions for the enterprise to streamline the order-to-cash process, reduce the scope and financial burden of achieving PCI compliance and improve return on electronic payment acceptance. Paymetric is a recognized industry leader with award-winning solutions and world-class client service.

Paymetric, Inc. is the global leader in integrated and secure electronic payment solutions for the enterprise to streamline the order-to-cash process, reduce the scope and financial burden of achieving PCI compliance and improve return on electronic payment acceptance. Paymetric is a recognized industry leader with award-winning solutions and world-class client service.

Priority Payment Systems is a leading innovator in the electronic payments processing industry, offering highly scalable and remarkably flexible payments technologies built to be exceptionally responsive to market needs. Priority is currently ranked the 18th largest merchant processor in the United States (Nilson Report), processing more than $30 Billion transactions for over 165,000 merchants annually.

Priority Payment Systems is a leading innovator in the electronic payments processing industry, offering highly scalable and remarkably flexible payments technologies built to be exceptionally responsive to market needs. Priority is currently ranked the 18th largest merchant processor in the United States (Nilson Report), processing more than $30 Billion transactions for over 165,000 merchants annually.

Midtown Atlanta-based Sionic Mobile, a cloud-based mobile commerce company, provides white-label mobile pay and loyalty applications to partners and clients delivering rewards, savings and perks to millions of mobile consumers. The award-winning ION Commerce Engine (ICE) and Company-owned, GeoSense® iBeacon network drives greater adoption and more frequent app use for partners and merchants. The ICE platform features IBM Watson Analytics for partners and enterprise retailers.

Midtown Atlanta-based Sionic Mobile, a cloud-based mobile commerce company, provides white-label mobile pay and loyalty applications to partners and clients delivering rewards, savings and perks to millions of mobile consumers. The award-winning ION Commerce Engine (ICE) and Company-owned, GeoSense® iBeacon network drives greater adoption and more frequent app use for partners and merchants. The ICE platform features IBM Watson Analytics for partners and enterprise retailers. The Company also operates the nation’s fastest growing Mobile Rewards Marketplace, comprised of large chain retailers and small businesses alike. Merchants pay a small fee when mobile customers pay with their app and the Company shares the fee with partners.

SunTrust Banks, Inc. is a purpose-driven company dedicated to Lighting the Way to Financial Well-Being for the people, businesses and communities it serves. Headquartered in Atlanta, the company operates an extensive branch and ATM network throughout the high-growth Southeast and Mid-Atlantic states, along with 24-hour digital access. Certain business lines serve consumer, commercial, corporate and institutional clients nationally.

SunTrust Banks, Inc. is a purpose-driven company dedicated to Lighting the Way to Financial Well-Being for the people, businesses and communities it serves. Headquartered in Atlanta, the company operates an extensive branch and ATM network throughout the high-growth Southeast and Mid-Atlantic states, along with 24-hour digital access. Certain business lines serve consumer, commercial, corporate and institutional clients nationally. As of December 31, 2016, SunTrust had total assets of $205 billion and total deposits of $160 billion. The company provides deposit, credit, trust, investment, mortgage, asset management, securities brokerage, and capital market services. SunTrust leads onUp, a national movement inspiring Americans to build financial confidence.

TSYS® (NYSE: TSS) unlocks opportunities in payments for payment providers, businesses and consumers. Our headquarters are in Columbus, Georgia, USA, and we operate in more than 80 countries with local offices across the Americas, EMEA and Asia-Pacific. We provide seamless, secure and innovative solutions across the payments spectrum — from issuer processing and merchant acquiring to prepaid program management — delivered through partnership and expertise.

TSYS® (NYSE: TSS) unlocks opportunities in payments for payment providers, businesses and consumers. Our headquarters are in Columbus, Georgia, USA, and we operate in more than 80 countries with local offices across the Americas, EMEA and Asia-Pacific.

We provide seamless, secure and innovative solutions across the payments spectrum — from issuer processing and merchant acquiring to prepaid program management — delivered through partnership and expertise. We succeed because we put people, and their needs, at the heart of every decision. It’s an approach we call ‘People-Centered Payments®’.

Our industry is changing every day — and we’re leading the way toward the payments of tomorrow. We routinely post all important information on our website.

TTV, founded in 2000, is one of a handful of venture firms focused exclusively on investing in fintech companies. We have a team approach so that all of our partners are available to provide assistance and advice as needed. The trusted relationships we've built over 16 to 30+ years with the major banks, processors, networks and other payment ecosystem participants is unparalleled and essential to guiding our companies towards success.

TTV, founded in 2000, is one of a handful of venture firms focused exclusively on investing in fintech companies. We have a team approach so that all of our partners are available to provide assistance and advice as needed. The trusted relationships we've built over 16 to 30+ years with the major banks, processors, networks and other payment ecosystem participants is unparalleled and essential to guiding our companies towards success. Our primary mission is to partner with the best entrepreneurs and provide them with the resources and support they need to successfully build great businesses.

​The Board of Regents of the University System of Georgia was created in 1931 as a part of a reorganization of Georgia’s state government.

The Board of Regents of the University System of Georgia was created in 1931 as a part of a reorganization of Georgia’s state government. With this act, public higher education in Georgia was unified for the first time under a single governing and management authority. The governor appoints members of the Board to a seven year term and regents may be reappointed to subsequent terms by a sitting governor. Regents donate their time and expertise to serve the state through their governance of the University System of Georgia – the position is a voluntary one without financial remuneration. Today the Board of Regents is composed of 19 members, five of whom are appointed from the state-at-large, and one from each of the state’s 14 congressional districts. The Board elects a chancellor who serves as its chief executive officer and the chief administrative officer of the University System. The Board oversees the public colleges and universities that comprise the University System of Georgia and has oversight of the Georgia Archives and the Georgia Public Library System.

WNA is a global Project & Program Leadership, Management Consulting and Life-cycle IT Services company headquartered in Atlanta.

WNA provides leadership and support, including analysis, planning and implementation, to our clients’ largest, most important, and most complex programs. We combine exceptional levels of talent and experience with a relentless focus on program and project-level risk identification and mitigation. We develop solutions aligned with business and program objectives to deliver benefits acceleration for our clients.

Worldpay is a leading payments company with global reach. We provide an extensive range of technology-led payment products and services to over 400,000 customers, enabling their businesses to grow and prosper. We manage the increasing complexity of the payments landscape for our customers, allowing them to accept the widest range of payment types around the world. Using our network and technology, we are able to process payments from geographies covering 99% of global GDP, across 146 countries and 126 currencies.

Worldpay is a leading payments company with global reach. We provide an extensive range of technology-led payment products and services to over 400,000 customers, enabling their businesses to grow and prosper. We manage the increasing complexity of the payments landscape for our customers, allowing them to accept the widest range of payment types around the world. Using our network and technology, we are able to process payments from geographies covering 99% of global GDP, across 146 countries and 126 currencies. We help our customers to accept more than 300 different payment types.

Worldpay UK has more than 40% market share in the UK and helps businesses of all sizes sell more to their customers by accepting card payments in-store, online, via mail or telephone, and on the move.

Mark Lytle's photo

Atlanta is home to 29 higher education institutions. This includes four research universities, with two that rank among the top 25 national public colleges and universities. As a higher education powerhouse, Georgia is poised to continue producing the skilled workforce needed to remain the global capital of financial technology. Through a purpose-driven effort, we are fueling the traditional and life-long learning programs need by the global FinTech industry.

Relocation Resources

Atlanta’s FinTech ecosystem has been flourishing thanks to the collaboration and support of many key players across the city and the state of Georgia.

With a wealth of experiences and connections with state, local, academic and utility partners, Metro Atlanta Chamber is the source to help FinTech-driven companies looking to benefit from thriving FinTech eco-system. The MAC’s team of project managers provide confidential services to support to Georgia FinTech businesses looking to expand within the state and out-of-state FinTech companies evaluate Atlanta as their next business home.

Not sure where to start? Metro Atlanta Chamber offers complimentary and confidential site selection services, including:

Research Services

  • Custom Markets Research: customized data and insight such as labor data, demographics, cost analysis and more.
  • Talent Availability and Metrics: resources and information about metro Atlanta’s dynamic and diverse talent pool including facilitation of employer interviews.
  • Real Estate Search Research: confidential real estate resources including real estate data and building and land searches.

Networking Assistance

  • Access to Economic Development Partners: connecting businesses and their consultants to federal, state, and local business recruitment and expansion resources.
  • Access to Executive Leaders: As the #1 state for doing business, we provide your business with a front row seat to the metro Atlanta business community and leaders.
  • Regulatory Facilitation: connections to federal, state, and local government entities to understand permits, business licenses, zoning, and more.
  • Relocation Assistance: assistance with employee relocations to Atlanta such as presenting to transferring employees, providing collateral materials about Atlanta, connecting them to educational resources, etc.
  • Global Business Expansion: connections to federal, state, and local government entities regarding business support for investment and job creation.
  • Education / R&D Resources: connections and information regarding K-12 and higher education resources, internships, co-ops, recruiting graduates, collaborative R&D, and more.

Thinking of moving to Atlanta – the global capital of financial technology? If so, please check out the Metro Atlanta Chamber’s economic development resources.

Download Georgia’s Competitive Advantage brochure to understand why so many companies are making Georgia their home.

Learn more about Georgia’s Incentives including tax credits for new and expanding business.

Trey Loughran's photo

When other FinTech companies ask me what it is like to do business in Atlanta, I tell them you could not find a business environment more embracing and supportive of our industry. This, coupled with an ecosystem filled with a healthy mix of both start-ups and more established companies and educated, engaged talent, has made Atlanta a dynamic center for FinTech and offers what seems to be limitless opportunities for companies, investors and employees.

Legislation

The State of Georgia regularly considers legislation that has both indirect, and direct consequences for local FinTech companies. Increasingly, the Georgia FinTech community has played a role in driving industry specific legislation, while also helping to shape general legislation that could impact Transaction Alley companies.

The following table shows legislation the FinTech community monitored or worked on during the 2016 Georgia General Assembly, and their outcomes. More legislation is expected in the 2017 legislative session, which begins in January, and the relevant bills will be updated here periodically.

bill sponsor committee status Description
HB 811 Williamson, Bruce (115th) House Banks & Banking Both chambers adopted; signed by Governor To update, modernize, and streamline numerous Code sections to provide for efficient regulation of banks, trust companies, credit unions, and merchant acquirer limited purpose banks.
HB 1017 Fleming, Barry (121st) House Judiciary Did not pass “Georgia Civil Practice Act,” to change provisions relating to electronic discovery
HB 1060 Japserse, Rick (11th) Senate Judiciary Both chambers adopted; vetoed by Governor Language from the SB 282, the “Firearms Non-discrimination Act” was added to HB 1060.
SB 255 Stone, Jesse (23rd) House Judiciary Both chambers adopted; signed by Governor To modernize, reorganize, and provide constitutional protections in garnishment proceedings
SB 276 Albers, John (56th) Senate Science and Technology Did not pass “Georgia Personal Data Security Act”
SB 388 Lucas, David (26th) Senate Economic Development and Tourism Both chambers adopted; signed by Governor Relating to bona fide coin operated amusement machines, so as to prohibit the removal of a sticker
SB 389 Hill, Hunter (6th) House Health and Human Services Did not pass Relating to TANF, so as to provide for an exception to lifetime maximum assistance; to revise provisions regarding rules and regulations
SB 416 Cowsert, Bill (46th) House Public Safety Both chambers adopted; signed by Governor To establish the Georgia Information Sharing and Analysis Center within the Georgia Bureau of Investigation
SR 360 Beach, Brandon (21st) Senate Science and Technology Enacted A resolution creating the Senate Data Security and Privacy Study Committee.
SR 883 Beach, Brandon (21st) House Special Rules Enacted A resolution creating the Joint Study Committee on Industry Incentives for Financial Technologies and the Payment Processing Industry.

The following is a list of Federal legislative proposals that FinTech Atlanta is carefully watching.

bill proposals
H.R. 6118 The Financial Services Innovation Act of 2016
H. Res. 835 National policy for technology to promote consumers' access to financial tools
H.R. 1560 Protecting Cyber Networks Act (PCNA)
S. 754 Cybersecurity Information Sharing Act of 2015 (CISA)
S. 2315 Pre-Paid Card and Mobile Account Consumer Protection Act of 2015
S. 961 Data Security Act of 2015
H.R. 2205 Data Security Act of 2015
S. 177 Data Security and Breach Notification Act of 2015
H.R. 1770 Data Security and Breach Notification Act of 2015
H.R. 83 Consolidated Appropriations Act, 2015
H.R. 2029 Consolidated Appropriations Act, 2016
H.R. 719 Continuing Appropriations Act, 2016
Dani Cushion's photo

The FinTech industry is driven forward by innovation, and Atlanta is a key player in leading this charge. As the home to many large FinTech companies and fast-growth startups, the environment for true collaboration here is a unique one. For entrepreneurs looking to build a business, capital goes a long way in Atlanta, and the access to local talent from top universities is key to creating a company filled with talented, driven employees.

FinTech Map

Georgia is the epicenter of a growing segment of the financial services industry – a sector known as Financial Technology, or FinTech. This sector encompasses the product and service companies that support the technology needs of the financial services industry and, ultimately, the payment-processing infrastructure of the economy.

Georgia FinTech companies generate annual revenue of more than $72 billion, placing the state third in the nation, behind only New York and California. Together, the banking, insurance, and capital markets consistently spend more on technology than any other industry grouping.


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